Cookie & Tracking Policy

Tracking technologies are digital tools that collect information about how you interact with our website. Think of them as helpful assistants that remember your preferences and help us understand what works well for our users. At hardorne, we use several types of these technologies to enhance your financial learning experience.

These technologies include cookies (small text files stored on your device), web beacons (tiny images that track page views), local storage (data saved in your browser), and analytics scripts that help us understand user behavior patterns. Each serves a specific purpose in making your visits to hardorne.com more personalized and effective.

Our tracking technologies collect various types of information to help us provide better financial education services. Here's what we typically gather:

• Pages you visit and time spent on each section
• Financial topics you're most interested in learning about
• Your device type, browser, and operating system
• Geographic location (general region, not specific address)
• How you arrived at our website (search engine, direct link, etc.)
• Interaction patterns with our educational content
• Progress through learning modules and resources
• Preferences for content types and delivery methods

We don't collect personally identifiable information through our tracking technologies unless you explicitly provide it through forms or account creation. The focus is on understanding general usage patterns rather than tracking individual users in an invasive manner.

Our tracking technologies work behind the scenes to make your financial learning journey more effective and personalized. When you return to hardorne, we can remember where you left off in a budgeting tutorial or suggest new resources based on topics you've previously explored.

For instance, if you've been reading about investment basics, our system might recommend related articles about portfolio diversification or retirement planning. This personalization helps you build knowledge systematically rather than randomly encountering information.

We also use tracking data to improve our content. If we notice many users leaving a particular page quickly, we might need to make that financial concept clearer or break it into smaller, more digestible pieces. Your usage patterns help us identify which teaching methods work best.

Some of our tracking comes from third-party services that help us analyze website performance and deliver better content. These might include Google Analytics for understanding user behavior, social media pixels for measuring content engagement, or educational platform integrations for tracking learning progress.

While we carefully select third-party services that align with our privacy standards, these companies have their own privacy policies and data handling practices. We recommend reviewing their policies if you want to understand how they process your information.

You can opt out of many third-party tracking services through industry tools like the Digital Advertising Alliance's opt-out page or by using browser extensions designed to block tracking scripts.

Technology evolves rapidly, and so do the ways we use tracking technologies to improve your experience. We'll update this policy whenever we make significant changes to our tracking practices or implement new technologies.

When updates occur, we'll post the revised policy on this page with a new "last updated" date. For major changes that significantly affect how we collect or use your data, we may also send notifications through our usual communication channels.

We encourage you to review this policy periodically, especially if you have concerns about online privacy or want to stay informed about how your data is being used to enhance your financial education experience.